Who is This Loan For?

• International investors without a Social Security Number or Green Card

• Buyers who earn income abroad

• Foreign nationals looking to diversify through U.S. real estate

Why Choose a Foreign National Loan

Foreign National Loans offer a seamless financing solution for international buyers seeking to invest in U.S. real estate. These loans are ideal for clients who may not have a U.S. credit score, offering competitive fixed or adjustable interest rates and loan amounts that can reach up to $10 million.

The approval process is streamlined and designed with foreign investors in mind, accepting documentation from international banks, accountants, or employers. Additionally, borrowers have the flexibility to title the property either under their individual name or under an LLC, depending on their investment strategy.

Basic Requirements

• Application Completed

• Copy of valid passport

• Copy of Visa (if applicable, not always required)

• Proof of income (bank statements, CPA letter, etc.)

• Proof of funds for down payment and closing costs

• Credit reference letter (if available) from your home country

• Property must be for investment or second home purposes

• Proof of Address

How Long Does The Process Take?

The timeline for closing a Foreign National Loan typically ranges from 20 to 45 days, depending on how quickly we receive the required documentation. With a dedicated team experienced in international transactions, we help streamline every step—from pre-qualification to funding—so you can close efficiently, no matter where in the world you’re located.